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Loaded Everyday card terms and conditions

Click below to read the terms and conditions for Loaded Everyday. You'll need Adobe Acrobat Reader. If you don't have it, don't worry - it's free. Just visit the Adobe site to download a copy.

Loaded terms and conditions (PDF 175KB)

Loaded Everyday cards are promoted by New Zealand Post, issued by Kiwibank Limited and distributed by The Co-operative Bank. Kiwibank’s Disclosure Statement is available from your local Kiwibank branch or at www.kiwibank.co.nz

Interest rates and fees are subject to change. An Investment Statement and the current Disclosure Statement are available from any branch of The Co-operative Bank or can be downloaded here. For all lending products, The Co-operative Bank lending and insurance criteria, and fees apply. If a home loan is greater than 80% of the property's value, a low equity interest rate premium, will apply.