Loaded Everyday: provides the convenience of a Visa card, with added security when purchasing online.
Easy to use
You can use your Loaded Everyday card wherever Visa is accepted in New Zealand or worldwide. You can use it for shopping online, over the phone or in-store. You can also use it in ATM's.
All you need to do is load money on to the card (like a pre-pay phone) and you're ready to go.
Quick Top-ups
You can load money onto your Loaded Everyday card through Internet Banking. If you top-up through Internet Banking the money will be transferred immediately from your accounts at The Co-operative Bank to your Loaded Everyday card.
Enhanced Security
Loaded Everyday isn't linked to your other bank accounts making it a more secure option when purchasing online. Your bank details remain secure and any fraudulent activity is limited to the amount you've loaded on your card.
Manage your budget
By pre-loading money onto your card before you go shopping you get to choose how much you spend before you go. This will help keep your budget on track and take the stress out of shopping.
Managing your Account
You can view your balance, transactions and set-up TXT or email alerts by going to 'My Account' which is located on the Loaded Everyday website. Go to www.loadedeveryday.co.nz and click on 'My Account' (you'll need to have your Loaded Everyday card handy)
For full Loaded Everyday Terms and Conditions click here.
Loaded Cards are issued by Kiwibank Limited. Kiwibank's Disclosure Statement is available from your local Kiwibank or at www.kiwibank.co.nz
Loaded Everyday cards are promoted by New Zealand Post, issued by Kiwibank Limited and distributed by The Co-operative Bank. Kiwibank’s Disclosure Statement is available from your local Kiwibank branch or at www.kiwibank.co.nz
Terms and conditions apply to the issue and operation of Loaded Everyday cards and accounts.
Interest rates and fees are subject to change. An Investment Statement and the current Disclosure Statement are available from any branch of The Co-operative Bank or can be downloaded here. For all lending products, The Co-operative Bank lending and insurance criteria, and fees apply. If a home loan is greater than 80% of the property's value, a low equity interest rate premium, will apply.
