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Loan Interest Rates

  • Annual base interest rates last updated 16 May 2012.
  • Visit the Loans section for more information on choosing a loan that is right for you.
  • All interest rates are subject to change.

Home Loans

The following annual interest rates apply:

Interest Rate % p.a.
Floating 5.70
Revolving Credit Facility 5.70
Discounted Floating 5.20
Fixed - 6 months 5.55
Fixed - 1 year 5.45
Fixed - 2 years 5.70
Fixed - 3 years 5.95
Fixed - 4 years 6.25

Vehicle/Recreational Boat Loan

Interest Rate % p.a.
from 14.00

Debt Consolidation Loan

Interest Rate % p.a.
from 16.50

Other Standard Personal Loans

Interest Rate % p.a.
Secured10.50 to 14.00
Unsecuredfrom 16.50

Creditline

Interest Rate % p.a.
18.50

Overdraft

Interest Rate % p.a.
Arranged17.50
Unarranged22.00

The Co-operative Bank Limited lending and insurance criteria, and fees apply.

Interest rates and fees are subject to change. An Investment Statement and the current Disclosure Statement are available from any branch of The Co-operative Bank or can be downloaded here. For all lending products, The Co-operative Bank lending and insurance criteria, and fees apply. If a home loan is greater than 80% of the property's value, a low equity interest rate premium, will apply.

 

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The Co-operative Bank Home Loan - Fixed 1 year - 5.70% p.a.